Owners

Your business decisions with your own numbers: Are you really making a profit? How much do you need to sell? Is the new branch worth the money? Free tools that answer in plain language, with the calculation steps for anyone who wants the details.

Calculated in your browser; your detailed numbers and files are not sent to any server

Break-even point and pricing

How much must you sell each month to avoid a loss? And at what price should you sell to make the profit you want?

Break-even pointMargin of safetyPricing

Your business health report

Upload your trial balance and find out in plain language: Is your business profitable? Is your cash enough? Is its debt within safe limits?

ProfitabilityLiquidityDebt

Simplified feasibility study

Is the new branch or project worth the money? Payback period, return and NPV with your numbers.

Payback periodNet present value (NPV)Internal rate of return (IRR)

Where is your cash tied up?

How many days does your money stay in inventory and with customers before it comes back as cash? And how much would you free up by collecting faster?

Cash conversion cycleReceivable daysInventory days

“What if?” and stress test

If sales drop or collection is delayed: how many months can your cash hold out?

LiquidityCash flowScenarios

Finance, cash or lease?

A car, equipment or branch fit-out: what does each option really cost you? And what is the true annual rate of the financing?

FinancingEffective annual rate (APR)Leasing

How much does working without a system cost you?

The annual cost of manual entry, inventory discrepancies, late collection and errors, by your own estimates.

ProductivityInventoryCollection

Profit distribution among partners

Each partner's share of the profit after Zakat, the retained amount and their drawings, in a table ready to sign.

PartnersProfitsDrawings

Two-year comparison

Upload trial balances for two years and see what grew, what declined, and where the profit went.

ComparisonNet profitExpenses
Are you an accountant?

Financial statements, reconciliation, Zakat, tax and end-of-service benefits in the free accountant tools.

Accountant tools

This is an estimate based on the numbers you entered, not financial or investment advice.

Who are these tools for?

A business owner makes decisions every day: Should I raise my prices? Should I open a branch? Is my business really making a profit, or is money just going around in circles? These tools answer these questions with your own business's numbers, in plain language that needs no accounting background.

Each tool gives you three things:

  • The bottom line: one number and a sentence that explains what it means.
  • The indicators: with a written status (good, caution, risk) wherever there is a well-known rule of thumb in financial analysis.
  • The calculation steps with your numbers: the formula in words, then in numbers, so your accountant can check it.

Your numbers stay on your device

All calculations run inside your browser, and neither the numbers you type nor the trial balance file you upload are sent to our servers. To see the full result and download it, you register with your name, mobile number and email, plus a verification code sent to your email. With your registration we save one line that summarizes the main result, so our team knows the context of your request if they contact you.

PDF report and Excel file

After registering, you download the result as a PDF report to show your partner or accountant, or as an Excel file with a “Calculation steps” sheet that uses real formulas: change any number and the results update automatically.

What these tools do not offer

These are decision tools about your own business, and their results are estimates based on the numbers you enter. This is an estimate based on the numbers you entered, not financial or investment advice, nor a recommendation to buy or sell any securities. For major decisions, consult your accountant or advisor.

Frequently asked questions

Are the tools free?
Yes. The calculation is free and appears instantly. Seeing the full result and downloading it requires a free registration with a verification code sent to your email.
Do you send my numbers or my trial balance file to the server?
No. The calculation runs inside your browser. We only save the registration details (name, mobile number, email, role and your consent to be contacted) and one line that summarizes the main result.
Is the result financial advice?
No. The result is an estimate based on the numbers you entered. It helps you understand your business's position and make your decision, and it does not replace a review by your accountant.
I am an accountant. Are these tools suitable for me?
Yes, and the calculation steps are written out in full so you can check them. You will find financial statements, reconciliation, Zakat and VAT in the free accountant tools.

Content last reviewed: 2026-10-28

from FullScreen SolutionsFullScreen ERPSales, inventory, accounts and VAT in one system. It generates journal entries and financial statements automatically, without you being an accounting expert. Discover the system

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